Depending on the size of your family and how many friends you want to give to, set a Dollar amount…do not figure prices, and save when you can..I have bought things at yard sales, on sale, thrift shops etc. to fit people that I want to give to….my limit on the very high end is about $500 if and when I have money….otherwise it may be much less….I do try to have aproximately the same amount of gifts for everyone…who will be home for Christmas, it may vary in the Christmas Stockings. I have several Credit cards….and one or two with low limits…and I will not go over the limit on them….I have one that is $500, that I use for Christmas, and Birthdays etc. I have another card that I use for work related purchases…..this way I really do have a limit. This year, because of Birthdays and Weddings etc. during the year, my Christmas card only has about $300 on it…therefore that is my Christmas budget…..we don’t go overboard…..Christmas is about Love and family and the celebration of Christ’s Birth…..We celebrate all of it, but the presents are not the biggest part. My card payments are affordable, like a small loan at the bank, and over the year that card covers Birthdays, weddings, anniversarys etc. Sometimes, I have more or less to spend come Christmas!